Bungalows, Two‑Storey Homes, Bi‑Levels, Which is Right for You?.

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Bungalows, Two‑Storey Homes, Bi‑Levels, Which is Right for You?

May 9, 2025

1. Bungalows: Single‑Level Living

Definition & Design

A bungalow is a one‑storey home with all living spaces—bedrooms, kitchen, living areas—on the main floor. Basements (if included) are typically fully below grade.

Pros

  • Accessibility & Aging‑in‑Place
    No stairs to navigate makes bungalows ideal for families with young children, seniors, or anyone with mobility concerns.

  • Open, Flexible Layouts
    With no upstairs footprint, you can design wide, sprawling plans—great for open‑concept living, large master suites, or dedicated hobby spaces.

  • Ease of Maintenance
    Exterior repairs (roof, gutters, siding) happen at ground level, reducing lift rentals and contractor costs.

  • Resale Appeal
    Growing demand among retirees and downsizers keeps bungalow values strong in many markets.

Cons

  • Bigger Footprint
    To achieve the same square footage as a two‑storey, your foundation and roof area must be larger—adding to excavation, concrete, roofing, and siding costs.

  • Land Requirements
    You’ll need a wider lot to accommodate single‑level plans without squeezing side yards.

  • Energy Efficiency
    Higher roof‑to‑floor ratio can mean more heat loss; careful insulation and HVAC design are required.

Builder’s Takeaways

  • Foundation & Roof Costs tend to run 10–20% higher per square foot compared to two‑storeys.

  • Customization Opportunity:
    Use tapered rooflines, clerestory windows, or integrated outdoor living to add architectural interest and increase natural light.


2. Two‑Storey Homes: Vertical Efficiency

Definition & Design

A two‑storey home stacks living and sleeping areas across two full floors. Commonly, living/dining/kitchen occupy the main level and bedrooms the upper level.

Pros

  • Footprint Efficiency
    Smaller foundation and roof area per square foot of living space reduces site‑preparation and roofing costs.

  • Clear Zone Separation
    Daytime and nighttime activities stay neatly divided—parent retreat upstairs, social areas below.

  • Greater Lot Flexibility
    Ideal for narrow or irregular lots where you need to build “up” instead of “out.”

  • Energy Savings
    Compact design can be easier to heat and cool, especially when coupled with modern insulation and high‑efficiency HVAC.

Cons

  • Staircase Required
    Stairs consume 80–120 sq ft of floor space and add construction complexity.

  • Accessibility Challenges
    Not ideal for those who may have difficulty navigating steps; retrofitting an elevator is costly.

  • Second‑Floor Maintenance
    Roof‑drainage upgrades or gutters on the upper rooflines require lifts or scaffolding.

Builder’s Takeaways

  • Cost Advantage:
    For equivalent square footage, two‑storeys can save 10–15% on foundation and roofing compared to bungalows.

  • Design Customization:
    Play with ceiling heights (vaulted, tray ceilings) upstairs or add a loft balcony overlooking the main floor to enhance openness.


3. Bi‑Levels (Split‑Entry): Budget‑Friendly Split‑Levels

Definition & Design

A bi‑level (split‑entry) home has a front entry that opens onto a landing between upper and lower floors. The upper level houses main living spaces; the lower level contains additional bedrooms, family rooms, or rental suites.

Pros

  • Lower Construction Costs
    Smaller footprint and reduced finish area (exposed basement ceiling) often drive overall build cost down.

  • Natural Light in Lower Level
    Raised foundation walls permit larger windows below grade, making walk‑out basements feel more like living space.

  • Income Suite Potential
    Easily convert the lower level to a self‑contained suite—ideal for in‑law living or rental income.

  • Minimal Lot Width
    Suits narrow infill lots where a traditional two‑storey might crowd side setbacks.

Cons

  • Interior Stair Navigation
    Two short stair flights mean no “one‑level” living; mobility limitations may arise.

  • Zoning & Code Complexity
    Adding a rental suite can trigger fire‑rating, egress, and parking requirements.

  • Perceived Lower Ceiling Heights
    Clients sometimes feel basements—even walk‑outs—are “basement” rather than full living space.

Builder’s Takeaways

  • Cost‑Effective Add‑Ons:
    Offering a turnkey suite package—complete with separate HVAC zone, sound‑proofing, and kitchen/bath—can add significant value for homeowners.

  • Site Grading Considerations:
    Sloped lots are perfect for bi‑levels; minimal earthwork often reduces excavation and retaining costs.


4. Quick Comparison

Feature Bungalow Two‑Storey Bi‑Level
Accessibility Excellent Moderate Fair
Foundation Cost Highest per ft² Lowest per ft² Low to Moderate
Roofing Cost Highest per ft² Lowest per ft² Low to Moderate
Lot Width Required Wide Narrow to Moderate Narrow
Basement/Suite Optional standard Optional standard Ideal for income suite
Natural Light (Lower) N/A N/A Good (walk‑out potential)
Energy Efficiency Moderate Highest Moderate

5. Which Style Is Right for You?

As a custom home builder and general contractor, our role is to guide you through:

  1. Budget Alignment
    We’ll provide transparent cost estimates—foundation, framing, roofing, finishes—so you can see where dollars allocate in each style.

  2. Site Evaluation
    Lot dimensions, slope, and municipal regulations heavily influence which design makes sense. We conduct thorough site assessments to recommend optimal layouts.

  3. Lifestyle Needs
    Whether you prioritize single‑level living, energy efficiency, or rental income, we tailor floorplans and finishes to your family’s goals.

  4. Future Proofing
    From universal design for aging‑in‑place to integrated suite wiring for easy rental conversion, we build with tomorrow in mind.


Ready to explore floorplans and get a precise build estimate?
Contact us today for a free consultation. Together, we’ll design the perfect home—bungalow, two‑storey, or bi‑level—that fits your budget, lot, and lifestyle goals.